Personal Banking - Personal Loans
Borrow When You Need To

Are you buying or building a new home? Maybe you need a little extra cash to consolidate debt, make home improvements or purchase a car. No problem. We have a loan to fit your needs without charging you an arm and a leg in interest.

Not only can we help you figure out a financing program that is right for you, we can also set up an automatic payment from your Franklin Bank checking or savings account so you never miss a payment.

For a complete picture of your personal banking options, be sure to check out all the checking and savings options and other services that we offer or find a banking office near you to discuss your needs.

Home Loans

You can take out loans to buy or build a home, or take out loans on the equity in your home at some of the lowest interest rates around. We can get you a loan quickly, easily and at a fair rate. Take a look at the different types of home loans we offer:

Mortgage Loans
Whether you are a first-time home buyer or are looking for a larger home, we have the perfect loan to fit your need and financial situation.

New Home Construction Loans
You have been planning your dream home for years. We can help make your dreams a reality with new construction loans.

Refinance Loans
You may be able to refinance your mortgage and cash in on the savings.

Home Equity Loans
Use the equity you have already built up in your home to make that special purchase or consolidate high-interest debt at much lower rates than many other types of loans.

Find a mortgage lending retail office near you for more information.

Consumer Loans

You might need a loan to buy a car or boat. Or maybe you just need a loan to cover unexpected expenses. Whatever your need, we have an affordable variety of secured and unsecured loans including:

Auto Loans
Get pre-approved for an auto loan and dealers will view you as a cash customer. You may be in a much better bargaining position and may have the ability to negotiate a better vehicle price and, in most cases, drive away the same day.

Boat & RV Loans
Whether you are in the market for a new or used boat or recreation vehicle, Franklin Bank can help you finance it. We make borrowing quick and easy for you.

Other Loans
With a competitive rate loan from Franklin Bank, you now can take that much needed vacation or consolidate high-interest debt. Regardless of your borrowing needs, Franklin's personal consumer loans can be a useful way to get cash quickly.